Private Credit  ·  Equipment Finance  ·  FMV Leasing

Capital structured
for the way
business grows.

Meadowlark Capital provides flexible, relationship-driven equipment financing and private credit solutions for middle-market companies and healthcare institutions. We structure transactions others won't — because we understand the business behind the balance sheet.

Start a Conversation Explore Our Capabilities
$50M+
Transactions Structured
48hr
Typical Credit Decision
100%
FMV Lease Expertise
$250K–$5M
Target Transaction Size
M
20+
Years Industry
Experience
About Meadowlark Capital

Built by practitioners.
Structured for results.

Meadowlark Capital was founded on a straightforward premise: the middle market deserves sophisticated, responsive equipment financing without the bureaucracy of large institutional lenders. Our team brings decades of direct experience structuring complex transactions across equipment finance, healthcare capital, and private credit — giving clients a counterparty who understands not just the paper, but the business.

We operate as a boutique — which means every engagement receives senior-level attention, every structure is purpose-built, and decisions are made by people with skin in the game.

01
Relationship First
We invest time understanding your business before structuring a transaction. Our best deals are long-term client relationships, not one-time placements.
02
Speed & Certainty
Credit decisions within 48 hours. No committee delays, no unclear timelines. When you have a deal, we move with you.
03
Creative Structuring
From volume-based payment ramps to master lease facilities, we build structures around your cash flow — not the other way around.
Capabilities

What we
finance.

Our capabilities span equipment leasing, technology finance, and private credit — with structures ranging from standard FMV leases to complex volume-based arrangements built around revenue generation.

FMV Equipment Leasing
Fair market value leases that preserve capital, keep equipment off the balance sheet, and provide full flexibility at end of term — extend, upgrade, purchase, or return.
Core Offering →
Usage-Based Financing
Payment structures tied to actual utilization — per-case, per-scan, per-procedure. Aligns your cost with your revenue, reducing first-year financial risk on new clinical programs.
Healthcare Specialty →
Master Lease Facilities
Pre-approved credit lines that allow clients to add equipment throughout the year under a single agreement — eliminating repetitive underwriting for multi-phase acquisitions.
Multi-Asset Program →
Vendor Finance Programs
Embedded financing partnerships for equipment manufacturers and resellers. We become your preferred capital partner — closing more deals, faster, with no capital at risk to your organization.
Reseller Partnership →
Technology & IT Finance
Hardware, infrastructure, software bundles, and implementation services financed as a single monthly payment — enabling digital transformation without capital budget constraints.
On-Premise & Cloud →
Sale-Leaseback
Convert owned equipment into working capital while retaining operational use. An efficient tool for liquidity generation without disrupting day-to-day operations or clinical workflows.
Liquidity Strategy →
Markets We Serve

Deep sector
expertise.

We concentrate in markets where capital structure expertise creates measurable competitive advantage for our clients.

Healthcare & ASC →
Diagnostic Imaging →
Senior Living & SNF →
Manufacturing →
Financial Technology →
Professional Services →
Healthcare Focus
We speak the language of clinical capital.
From ASC build-outs and surgical robotics to diagnostic imaging and histotripsy systems, we understand how clinical revenue is generated — and we build payment structures that match it. Per-case pricing, volume ramps, and master lease lines built specifically for the outpatient and physician-owned market.
Technology Infrastructure
Core modernization without capital disruption.
Banking infrastructure, enterprise IT, and cloud-adjacent hardware represent a growing portion of our portfolio. We finance total project cost — hardware, implementation, and integration — as a single structured payment, enabling organizations to modernize without depleting capital budgets.
How We Work

From inquiry to
funded. Simply.

01
Initial Inquiry
Tell us about your transaction — equipment type, deal size, borrower profile, and timeline. No forms, no committees. A direct conversation.
02
Structure Design
We propose a financing structure tailored to your cash flow, tax position, and end-of-term objectives. FMV, $1 buyout, usage-based — we find the right fit.
03
Credit Decision
Underwriting decisions within 48 hours for standard transactions. No black box — we communicate directly, explain our thinking, and work through complexity with you.
04
Close & Fund
Documentation, vendor payment, and funding handled efficiently. Equipment delivered, lessee commences operations, and your transaction is complete.
Why Meadowlark

The boutique
advantage.

When you work with Meadowlark Capital, you work directly with the decision-maker. No hand-offs, no committees, no waiting rooms.

I
Senior-Level Attention on Every Deal
Every transaction at Meadowlark is handled by experienced practitioners — not junior analysts running credit models. You get direct access to the person making the decision, from first call to funded.
II
No Bureaucratic Timeline
Large institutional lenders have committees, approval layers, and processing queues. We don't. A creditworthy transaction presented clearly gets a decision in 48 hours — because deals don't wait for meeting schedules.
III
Structures Built Around Your Business
We don't start with a product and fit you into it. We start with your cash flow, your tax position, and your end-of-term objectives — then design a structure that serves all three. Volume ramps, seasonal adjustments, master facilities — whatever the business requires.
IV
Discretion & Confidentiality
Boutique means limited counterparties and careful information handling. Your transaction details, your financial position, and your strategic plans are handled with the same discretion you'd expect from a trusted financial advisor — because that's what we aim to be.
Begin a
conversation.

We respond to all inquiries within one business day. Whether you have a specific transaction in mind or simply want to explore what a financing partnership could look like, we welcome the conversation.

Email
info@meadowlarkcapital.com
Phone
[Your Number]
Headquarters
Minneapolis–Saint Paul Metropolitan Area